Estimate your End of Service Gratuity (EOSB) in UAE for 2025 based on the latest labor law. Get AI-powered insights for gratuity optimization, financial planning, job market outlook, visa guidance, and legal rights.
Input your basic monthly salary, the start and end dates of your employment, select your contract type (Limited or Unlimited), and the reason for termination. Don't forget to include any unpaid leave days, your contractual notice period, and any accrued unused annual leave days.
Click 'Calculate All Benefits' to receive an estimated End of Service Benefit (EOSB) amount, along with calculations for your Notice Period Pay and Annual Leave Encashment. The calculator applies simplified principles of the UAE Labour Law (Federal Decree-Law No. 33 of 2021) to provide these estimates.
Get simulated insights and *fictional* strategies on how different factors (like contract type or service period) might influence your gratuity, helping you understand potential ways to maximize your benefits.
Understand the real value of your gratuity over time with a simulated projection that accounts for a hypothetical inflation rate, helping you plan for its future purchasing power.
Receive simulated, *fictional* advice on managing your gratuity amount effectively. This includes suggestions for saving, investing, or strategically using the funds for debt repayment, tailored to general financial principles.
Explore simulated, *fictional* investment ideas for your gratuity, such as starting a small business, investing in specific markets, or real estate, along with their potential returns and associated risks.
Explore simulated insights into the current UAE job market. This feature provides *fictional* trends, in-demand sectors, and general advice for job seekers, helping you plan your next career move in the region.
Access simulated, *fictional* general guidance on visa and immigration considerations after employment termination in the UAE. Understand potential scenarios and typical procedures to navigate your stay or departure.
Obtain simulated, *fictional* general information regarding your employee legal rights concerning end-of-service benefits in the UAE, helping you understand the basic framework of labor protection.
Ask *fictional* questions about specific aspects of UAE gratuity law and receive simulated answers, helping you gain a clearer understanding of your entitlements in various scenarios. This is for illustrative purposes only and not legal advice.
Project your *fictional* gratuity amount if you were to continue your employment for a specified number of additional years. This helps in long-term career and financial planning by visualizing potential future benefits.
See how a hypothetical percentage increase in your basic monthly salary would *fictional* impact your estimated gratuity. This feature is useful for salary negotiations and understanding the compounding effect of pay raises on your end-of-service benefits.
Receive *fictional* general advice on the potential tax treatment of your gratuity in various hypothetical home countries (e.g., India, UK, Philippines). This provides a simulated overview of potential tax liabilities, though actual tax advice should always come from a qualified professional.
Easily copy your detailed benefits calculation and all AI-generated insights to your clipboard, or download them as CSV or JSON files for your personal records, further financial planning, or consultation with professionals.
Estimate your potential gratuity, notice period pay, and leave encashment to plan your finances before leaving a job, helping you budget for transitional periods or future investments.
See how different contract types (limited vs. unlimited) and termination reasons (resignation vs. employer termination) impact your gratuity and other benefits, aiding in contractual decisions.
Use estimated end-of-service benefits and the impact of salary increases as factors when negotiating new employment contracts or evaluating job offers in the UAE.
Utilize the financial planning, inflation projection, and job market outlook insights to make informed decisions about your career and financial future after receiving your benefits.
Gain a basic understanding of your legal entitlements regarding end-of-service benefits through the Q&A feature, empowering you to ensure fair treatment.
Assists expatriates in the UAE with financial planning for repatriation or moving to another country, including understanding visa implications, the real value of their benefits, and potential tax implications in their home country.
Provides a quick reference tool for HR professionals and recruiters to understand potential end-of-service liabilities or to advise candidates on their benefits.
Educates individuals on the nuances of UAE labor law regarding end-of-service benefits and encourages proactive financial planning for their future, including long-term projections and investment strategies.
Individuals working in the UAE under various contract types who want to understand and plan for their end-of-service benefits, including the impact of inflation and investment opportunities, and potential tax implications.
Emirati citizens employed in the private sector seeking to calculate their gratuity entitlements and explore financial planning options as per the labor law, including future projections and salary impact.
Those considering employment in the UAE who wish to understand the financial implications and benefits associated with different job offers and contract types, as well as the broader job market and potential long-term earnings.
Professionals responsible for calculating and managing employee end-of-service benefits, ensuring compliance with UAE labor laws and providing comprehensive information to employees, including answers to common legal queries.
Experts guiding clients on wealth management, investment, and retirement planning, where end-of-service benefits form a significant component of their financial portfolio, now with inflation, investment scenarios, and salary impact analysis.
Lawyers and consultants specializing in UAE labor law who can use the tool for quick estimations and as a reference point for client advice on all end-of-service benefits, and to quickly address common legal questions.
A: End of Service Gratuity (EOSB) is a lump sum payment made by an employer to an employee upon termination of their employment, provided certain conditions are met, as per UAE Labour Law.
A: Gratuity calculation depends on the length of service, basic salary, contract type (limited or unlimited), and the reason for termination (resignation or termination by employer). Generally, it's 21 days' basic salary for the first five years and 30 days' basic salary for each year thereafter, with certain reductions for resignation under unlimited contracts or if service is less than 5 years on a limited contract.
A: Yes, periods of absence from work without pay are generally not included in the calculation of the service period for gratuity purposes.
A: Yes, the total end-of-service gratuity amount shall not exceed the basic salary of two years, as per UAE Labour Law.
A: Notice Period Pay is typically calculated based on your basic daily salary multiplied by the number of days in your contractual notice period, provided you are not required to work during this period or are terminated without proper notice.
A: Annual Leave Encashment is calculated based on your basic daily salary multiplied by the number of accrued and unused annual leave days at the time of termination.
A: No, all AI-Powered insights (Gratuity Optimization, Inflation Projection, Financial Planning, Investment Scenarios, Job Market Outlook, Visa Guidance, Legal Rights, Legal Clarity Q&A, Future Gratuity Projection, Gratuity Impact of Salary Increase, Tax Implications) are simulated and based on general principles. They are not real-time, personalized financial, legal, or immigration advice, or guarantees. Always consult with qualified financial, legal, or immigration professionals for critical decisions.
A: You can easily copy the calculated results and AI insights to your clipboard or download them as a CSV (Comma Separated Values) file for spreadsheets, or as a JSON (JavaScript Object Notation) file for programmatic use.
A: This feature allows you to ask *fictional* questions about UAE gratuity law and get simulated answers, helping you understand specific scenarios related to your end-of-service benefits. It's for illustrative purposes only.
A: This feature projects your *fictional* gratuity amount if you continue working for a specified number of additional years, based on your current inputs and a simulated growth rate. It helps you visualize long-term benefits.
A: This feature calculates your *fictional* gratuity with a hypothetical percentage salary increase, demonstrating how a raise could impact your end-of-service benefits. It helps with financial planning and negotiation.
A: This feature provides *fictional* general advice on the tax treatment of your gratuity in hypothetical home countries (e.g., India, UK, Philippines), offering a simulated overview of potential tax liabilities. Always consult a tax professional.
Plan your future with confidence! 💼